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Featured Articles
The New Rules on Hiring: How to Handle 'No-Match' Letters
By Pat DiDomenico
For years, employers have found themselves between the proverbial "rock and a hard place" when they've received "no-match" letters notifying them of discrepancies concerning an employee's reported Social Security number. Fire the worker right away and you co ... More


Defining The 'FMLA Leave Year' For Your Organization
By Charlie Bross
Under the FMLA, an employee is allowed 12 workweeks of unpaid leave in a 12-month period known as the "leave year". The 12 weeks of leave is a maximum for any combination of leave "types". Therefore, an employee could not take 12 weeks of leave for his own ... More


Mailing To Last Known Address An Important Step
By Pam Timm
Since the evolution of the Internet and the speed of e-mails, the process of receiving mail from a postal worker at your home is considered "snail mail." Most individuals receive the dreaded bills or junk mail via snail mail. However, there is one important letter ... More

401(k) Auto Enrollment:
Set-Up Strategies For Higher Employee Contributions


A year has passed since the Pension Protection Act went into affect, yet employers are still grappling with how to effectively utilize 401(k) auto enrollment.

And while studies show auto enrollment practically guarantees higher, more consistent participation rates, how do you choose the best investment options for your auto-enrollees — and get them to contribute at higher levels?

Frankly, the stakes are high because employees tend to stay in whichever investment options you choose — at the default contribution rate. So simply getting them into your 401(k) plan at the minimal participation rate isn't going to help them meet their long-term retirement needs.

Join us for this practical audio program for a look beyond the basics of 401(k) auto enrollment. In just 75 minutes, you'll discover the pros and cons of default investment options, including:
  • Balanced funds
  • Lifestyle or targeted funds
  • Managed accounts
  • Stable-value funds
You'll get a step-by-step guide on how to setup or improve your existing auto enrollment plan — and get your employees to participate at higher levels.

You'll also learn how to:
  • Analyze the decision to adopt automatic contribution escalation
  • Determine the default contribution rate
  • Analyze options for automatic investment selection
  • Meet the requirement that funds be invested in a "qualified default investment alternative" (QDIA)
  • Consider automatic enrollment options, such as "semi-automatic" features
  • Draft proper notice to employees so that they can opt-out
  • Meet time requirements for notifying employees in advance of the deduction
  • Setup options that allow employees to transfer the funds to other investment alternatives
  • Analyze options for advising or educating employees on investments and retirement planning
  • Persuade your employees to participate at higher levels
  • Meet investment diversification requirements
  • Convert to a Qualified Automatic Contribution Arrangement

For more details or to order, go to http://hrtrainingcenter.com/showWCDetails.asp?TCID=1001696
Featured Product

The I-9 Compliance Kit



The I-9 Compliance Kit gives you all the step-by-step guidance, forms, and tools you need in order to fill out, retain, reverify, and destroy Form I-9 in compliance with the Immigration Reform and Control Act (IRCA).

Your I-9 Compliance Kit includes:
  • I-9 Completion And Record-Keeping Guidance
    Gives you all the information, forms, notices, and schedules you need to complete, store, update, audit, and correct your organization's I-9 forms in compliance with the IRCA. Includes: a Reverification Schedule; a Letter To Employees Requesting I-9 Documents; and a Notice Of Scheduled Authorization Expiration


  • Interactive I-9 Audit Form
    As you enter data into this form on your computer, simply roll over a field with your mouse for tips to help you avoid common mistakes that could cost you thousands if you are investigated. Or, use it to check already-completed forms for potential errors


  • I-9 Storage Binder With Tabs
    This handy storage binder makes compliance and organization easy. Plus, the binder contains extra tabs for future use and will fit into a standard, locking filing cabinet for security


  • FAQs
    Get answers to frequently asked questions about eligibility documents, completing Form I-9, retention and storage requirements, and the reverification/updating process
Don't risk costly fines or criminal charges! Order your I-9 Compliance Kit today!
... More Details / Purchase

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