Digital Banking Issues: Online Account, Mobile Deposit, P2P, And More

Qty: Live Version ($299.00)On-Demand ($419.00)Live + On-Demand ($419.00)

Course Summary:

Opening accounts online is becoming the new normal. What do you need to know and do to be in compliance with Customer Identification Program (CIP), Customer Due Diligence (CDD), Identity Theft Programs, Disclosures, E Sign and many other issues?

Course Details:

During this program, we will look at three groups of accounts: consumer, business, and specialty accounts. You won't want to miss this chance to learn how to expand or begin an online account opening program and other digital banking issues.What You'll Learn:

• What types of identification can you use?
  
• Can you store identification?
  
• CDD questionnaire
  
• Giving disclosures and terms and conditions
  
• E-sign
  
• Consumer ownership and rights at death
  
• Where is the money? What state law is it under?
  
• IRAs, HSAs, and CESA
  
• Business and entity accounts
  
• Fraud and risk
  
• New FDIC digital logo for website, mobile, and online accounts
  
• Placing holds on mobile deposits
  
• Restrictive endorsements for mobile deposits
  
• P2P Regulation E rules
  
• Online banking: Who can be hooked up to whom?