Ratios, ratios, and more ratios! What do they really mean? Many financial professionals including bankers use financial ratios on a regular basis. But do they always use the same ratios and more importantly, do they always interpret the ratios in the same manner?

Attend this proactive webinar and learn a "five-step" analysis plan including liquidity, activity, leverage, operating performance, and cash flow analysis which will clarify and "unify" this often-confusing financial subject. Upon completion of this webinar, the bank lender will be able to better negotiate with their business clients as well as other financial professionals.

The session will also include a review of "spreading" a financial statement using specialized software in order to analyze key ratios.

Two case studies will be presented to illustrate the main concepts associated with key ratio analysis.

Major Topics

• Utilize a "five-step" key ratio analysis plan to correctly calculate and interpret the financial condition of the business borrower
  
• Discuss "negotiations" with business clients and other financial professionals using the key ratios
  
• Case analysis: Applying the concepts!

Target Audience

Commercial lenders, credit analysts, loan documentation specialists, branch managers, assistant branch managers, private bankers, and business development officers