Texas All-Lines Adjuster Pre-Licensing ONLINE Course
Online Course: ID# 1002870
Price: $279.00
Qty:
About This Course:
The #1 License in Independent Claims Adjusting!The Online Texas Adjuster Pre-licensing course (plus exam!) satisfies all Texas Department of Insurance (TDI) requirements for obtaining your Texas All-Lines Insurance Adjuster license.
This license certifies adjusters to work residential, commercial, automobile, farm and ranch, ocean and inland marine, as well as workman's compensation claims.
Once you complete the course, you simply submit your Agent/Adjuster application to TDI. No further testing, no extra study materials, no additional coursework. Once your application has been submitted, you can expect to be a licensed Texas adjuster in three to four weeks.
Per TDI Requirements, the All-Lines Online Adjuster Course covers the following topics:
- Insurance Terms and Concepts
- Personal Lines Coverage (Homeowner's Policy Forms A, B, C)
- Commercial Lines
- Automobile Coverages
- Inland Marine
- Ocean Marine
- Marketing Practices
- Standard Fire Policy
- Adjuster Bonds
- Additional Coverages, Exclusions, and Extensions
- Adjuster Practices
- Adjuster Licensing Requirements
- Worker's Compensation
Note: Topics are presented within the context of real-life claim situations.
Accessing Your Materials
Upon registration for this course, you will receive an email within 48 hours of placing your order with your online access instructions directly from AdjusterPro. This program will take 40 hours to complete.
Passing The Course Exam
The 150 question, multiple-choice exam is administered at the conclusion of the 40 hour course. You must correctly answer at least 70% of the questions to pass the exam. In the event that you do not pass the exam on the first try, you may retake the exam up to three more times at no charge.
Your All-Lines Adjuster Pre-Licensing Course #16439 and Exam is approved by the Texas Department of Insurance under Provider #33304.
Top FAQs
Xactimate is most popular software program used by adjusters to assist with claims. Xactimate saves you from having to write claims by hand, reference pricing guide books, and using your calculator to complete an estimate.
All but 16 states require you to have an Adjuster License. To be licensed, you must take your state-required pre-licensing course, then pass your state's licensing exam. Though some states do not require Adjuster licensing, most people take a DHS course, as it provides the necessary education that most employers prefer. Click through to your state to find out your state's requirements and training options.
DHS stands for "Designated Home State". Essentially, it acts as 'reciprocity' licening. While all states require licensing for Life & Health or P&C, there are about 15 states that do not require a license to be an Adjuster. That said, many employers want someone who is trained to handle claims. A DHS license certifies adjusters to work residential, commercial, automobile, farm and ranch, ocean and inland marine, and workman's compensation claims.
Pros include good earnings and travel. Cons include inconsistent hours, some safety concerns from both the accident area and in dealing with insured people who may not agree with your p[ayment assessment.
Adjusters inspect property damage or personal injury claims made by policyholders. They can visit the site of a claim, talk to claimants, interview witnesses, assess damage, to make sure the claim is legitimate and paid out correctly.
While Independent Adjusters often earn more than Adjusters who work for insurance companies, it is often feast or famine with regard to work and income.
